Retail POS
The essential POS system for retail shops
Ring up customers, track sales, reward loyalty, and take payments anywhere — with a wireless all-in-one terminal built for independent retail.
2.45%
Card present processing rate
$0
Hidden fees or PCI fees
24/7
Local support from PMS
Same day
Start selling after setup
Ring up customers from anywhere on the floor
SpotOn Terminal is a wireless all-in-one device that accepts cards, Apple Pay, and Google Pay. Print receipts, handle tips, and keep the line moving even when Wi-Fi drops with seamless offline mode.
- Accepts tap, dip, and swipe
- Built-in receipt printer
- Offline mode keeps you selling
Keep more of every sale with dual pricing
Credit card processing costs eat into your margins. SpotOn fights back with dual pricing or surcharging options built right into your terminal. Pass those fees to customers who pay by card and keep more of the money you actually make.
- Dual pricing built into the terminal
- Surcharging options available
- Transparent rates, no surprises
Clear visibility into your numbers every day
SpotOn gives you onboard reporting right on the terminal, plus an online dashboard for deeper insights. Track your revenue, review your numbers, and make informed decisions for your shop.
- Onboard terminal reporting
- Online dashboard for deeper insights
- Export reports anytime
Turn one-time shoppers into regulars
Increase repeat visits with optional loyalty rewards. Create your own custom rewards and let customers earn points by visit or dollar amount spent — no complicated app required.
- Custom rewards your way
- Points by visit or spend
- Seamless redemption at checkout
Sell at pop-ups, markets, and events
Sometimes customers need to pay over the phone. Your online dashboard includes a virtual terminal for remote sales — just log in, enter the card details, and email a receipt. Secure the sale without the hassle.
- Virtual terminal for phone orders
- Works at pop-ups and markets
- Email receipts instantly
Tools to grow your retail shop
POS terminal
Streamline checkout for your retail shop with our wireless all-in-one POS.
Payment processing
Accept payments, save money, and improve cash flow with flexible credit card processing plans.
Virtual terminal
Take online payments, send invoices, and set up recurring payment plans from your computer.
Loyalty program
Encourage repeat visits and increase profits with custom rewards and seamless redemption.
Business website
Help your retail shop get found online with a professional website built by our pros.
Why choose Panhandle Merchant Services
People that show up
Local reps who know your business and answer when you call.
Products that fuel efficiency
Hardware and software designed to keep your checkout moving.
Support that's always available
24/7 local support from a team that actually gives a damn.
Profit-driven insights
Real data to help you make smarter decisions every day.
Transparent pricing
No hidden fees, no PCI fees, no long-term commitment.
Scales with you
From a single counter to multiple locations — SpotOn grows with your shop.
Choose the retail plan that's right for you
Terminal
$25/mo
Hardware: $200 one-time
Processing: 2.45% + $0.15
- Wireless POS terminal
- Built-in receipt printer
- Onboard reporting
- Offline mode
- Virtual terminal access
Terminal + Website
$90/mo
Hardware: $200 one-time
Processing: 2.45% + $0.15
- Everything in Terminal
- Professional business website
- 50% savings on website setup
- Get found online faster
- Attract more local customers
"Switching to SpotOn through Panhandle Merchant Services was the best decision I made for my shop. The terminal is fast, the fees are transparent, and when I have a question someone actually picks up the phone."
Local Retail Shop Owner
Pensacola, FL
Frequently asked questions
Talk is cheap. Let us show you.
See how SpotOn can help your retail shop take payments, track sales, and grow — with local support from Panhandle Merchant Services.
Get a demo