Small business POS pricing
Simple, transparent pricing for retail businesses
No hidden fees. No long-term contracts. Pick the SpotOn Terminal plan that fits your shop — and get local setup and support from Panhandle Merchant Services.
Terminal
Everything you need to take payments and run your shop — no monthly software fee.
- SpotOn Terminal wireless POS
- Accept all cards, Apple Pay & Google Pay
- Automatic offline mode
- Real-time sales reporting
- Digital receipts via text & email
- Tip prompts & tip tracking
- 24/7 customer support
Terminal + Website
Add a professional, mobile-optimized website with online payments connected directly to your POS.
- Everything in Terminal
- Professional mobile-optimized website
- Online payments connected to POS
- SEO-optimized pages
- Easy content updates — no coding
- Google Business Profile sync
- One-time $175 setup fee (50% savings)
Terminal + Loyalty
Add automatic loyalty rewards and targeted email & text marketing to bring customers back.
- Everything in Terminal
- Automatic loyalty enrollment at checkout
- Points by visit or dollar spent
- Email & text marketing campaigns
- Win-back campaigns for lapsed customers
- Customer visit & spend history
- Campaign performance reporting
Transparent processing rates
Flat-rate pricing with no surprises on your statement. Optional dual pricing and surcharge programs let you offset processing costs entirely.
Card-present (swipe/tap/dip)
2.45% + $0.15
Amex card-present
3.19% + $0.15
Keyed / card-not-present
3.45% + $0.15
Dual pricing / surcharge
Offset to $0
Pricing questions, answered
Ready to get started?
Panhandle Merchant Services sets up SpotOn Terminal for retail businesses across Pensacola and the Gulf Coast. Get a free demo today.